Financing Your New LED Device | Celluma Light Therapy

Financing Your Celluma

Pay your way with flexible financing options via AfterPay, Shop Pay Installments, & PayPal.

AfterPay Financing

Afterpay is an alternative payment method that allows eligible customers to make a purchase now and pay over time. Customers can choose to split their purchase into 4 interest-free payments every two weeks or, for eligible purchases, select monthly installment plans with terms of 3, 6, 12, or 24 months.

Available payment options depend on the purchase amount, merchant participation, and customer eligibility. Approval is subject to eligibility.

How Do I Use Afterpay?

Select Afterpay at checkout – Choose Afterpay as your payment method.
Sign up or log in – you’ll be redirected to Afterpay to create an account or sign in.
Pay 25% today – your first payment is made at checkout.
Pay the rest later – the remaining three payments are automatically deducted every two weeks or monthly depending on eligibility.

If approved, eligible customers will see available payment options at checkout, including Pay in 4 and Pay Monthly.
For Pay Monthly, any required down payment, applicable APR, and estimated monthly payment will be displayed at checkout before you confirm your financing plan.

Payment Options

1) Pay in 4 (Interest-Free)

Available on eligible purchases, subject to approval.

Split your purchase into 4 equal payments every 2 weeks (approximately 6 weeks total)
0% APR
No interest when payments are made on time
First payment due at checkout
Available on eligible purchases, subject to approval.

Eligibility criteria apply. See Afterpay terms for complete details

2) Pay Monthly

Available on eligible purchases, subject to approval.

Available for eligible purchases from $100 to $20,000 USD.

Choose from 3, 6, 12, or 24 monthly payments, depending on your purchase amount and eligibility
6.99%–35.99% APR(depending on eligibility and merchant).
A down payment may be required.
Monthly payment amount and APR are determined during checkout
No late fees for Pay Monthly loans
Available on eligible purchases, subject to approval.

Payment Methods

Accepted payment methods

U.S.-issued Visa and Mastercard debit cards
U.S.-issued Visa and Mastercard credit cards for Pay in 4 only
Cash App Card
Eligible U.S. checking accounts
Apple Pay, Google Pay, and Cash App Pay

Not Accepted

Credit cards for Pay Monthly plans
Capital One credit cards
Foreign-issued cards
Cards issued by other BNPL providers
Other unsupported cards or payment methods that do not meet Afterpay's eligibility requirements

Shop Pay Installments

Shop Pay Installments, powered by Affirm, lets eligible customers split their purchase into smaller payments at checkout.

Available on eligible purchases from $50 to $17,500 USD, including shipping, taxes, and discounts. Approval is subject to eligibility.

Payment Options

1) Pay in 4 at 0% APR

Available for eligible purchases from $50 to $999.99 USD.

Split your purchase into 4 equal payments every 2 weeks
0% APR
No additional interest or fees
Pay using an eligible debit or credit card
Available on eligible purchases, subject to approval

2) Monthly Installments w/ Interest

Available for eligible purchases from $150 to $17,500 USD.

Choose from 3, 6, 12, 18, or 24 monthly payments, depending on your purchase amount and eligibility
Interest rates from 0%–36% APR, where available and subject to federal, state, and provincial regulatory limitations
Monthly payment amount and APR are determined during checkout
Debit card required for monthly payment plans
Available on eligible purchases, subject to approval

Payment Methods

Accepted

Eligible debit cards
Eligible credit cards for Pay in 4 plans

Not Accepted

Capital One credit cards
Chase credit cards
Prepaid debit or credit cards
ACH bank transfers

Learn more about Shop Pay Installments eligibility and requirementsOpens a new window

Pay with PayPal

PayPal Credit is a simple, flexible credit line built into your PayPal account. To use PayPal Credit to purchase a Celluma low-level light therapy device, apply online today at PayPalCredit.comOpens a new window, and get a decision in seconds*.

Please note: Once you are approved and make your purchase, we ask that you call 714.978.0080, and ask for your Clinical Specialist to receive an invoice from BioPhotas, Inc. through your PayPal account. Once you receive your invoice, you can begin making payments through your PayPal account using your PayPal Letter of Credit. Buyers who pay their invoice in full within six months will pay no interest on their purchases. Payments received after six months will include an interest rate of 19.9%.

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